API Reference (NEW)
ID - Indonesia
  • ID - Indonesia
  • GL - Global
DashboardProduct Docs
Resources
  • Github
  • Demo Site
  • Simulator
DashboardProduct Docs
Resources
  • Github
  • Demo Site
  • Simulator
ID - Indonesia
  • ID - Indonesia
  • GL - Global
  1. Kartu Kredit Indonesia
  • Introduction
  • Getting Started
    • Create Account
    • Authentication & API Keys
    • Make your first API call
    • Postman Collection
  • Checkout API
    • Build a Checkout Page
      • Checkout Page
      • Initiate Payment
  • Direct API
    • Cards
      • Payment Form
        • Step 1 - Generate Payment Page
      • Host-to-host Payment
    • Bank Transfer
      • BCA Virtual Account
        • DOKU Generate Payment Code
          • Step 1 - Get Token
          • Step 2 - Create VA (DGPC)
          • Additional - Payment Notification
          • Additional - Delete Payment Code
          • Additional - Update Payment Code
        • Merchant Generate Payment Code
          • Step 1 - Get Token
          • Step 2 - Create VA (MGPC)
          • Additional - Payment Notification
          • Additional - Delete Payment Code
          • Additional - Update Payment Code
        • Direct Inquiry
          • Inquiry Payment
          • Additional - Payment Notification
          • Additional - Delete Payment Code
          • Additional - Update Payment Code
      • BNC Virtual Account
        • Merchant Generated Payment Code
          • Step 2 - Create VA (DGPC)
        • DOKU Generated Payment Code
          • Step 1 - Get Token
          • Step 2 - Create VA (DGPC)
        • Direct Inquiry
          • Step 1 - Get Token
          • Step 2 - Create VA (DGPC)
      • BNI Virtual Account
        • Merchant Generated Payment Code
          • Step 1 - Get Token
          • Step 2 - Create VA (DGPC)
        • DOKU Generated Payment Code
          • Step 1 - Get Token
          • Step 2 - Create VA (DGPC)
        • Direct Inquiry
          • Step 1 - Get Token
          • Step 2 - Create VA (DGPC)
      • BRI Virtual Account
        • Step 1 - Init KJUR
        • Step 2 - Get Token
        • Step 3 - Create VA (DGPC)
      • BSI Virtual Account
        • Step 1 - Init KJUR
        • Step 2 - Get Token
        • Step 3 - Create VA (DGPC)
      • BTN Virtual Account
        • Step 1 - Init KJUR
        • Step 2 - Get Token
        • Step 3 - Create VA (DGPC)
      • DANAMON Virtual Account
        • Step 1 - Init KJUR
        • Step 2 - Get Token
        • Step 3 - Create VA (DGPC)
      • MANDIRI Virtual Account
        • Merchant Generated Payment Code
          • Step 1 - Get Token
          • Step 2 - Create VA (DGPC)
        • DOKU Generated Payment Code
        • Direct Inquiry
      • MAYBANK Virtual Account
        • Step 1 - Init KJUR
        • Step 2 - Get Token
        • Step 3 - Create VA (DGPC)
      • PERMATA Virtual Account
        • Step 1 - Init KJUR
        • Step 2 - Get Token
        • Step 3 - Create VA (DGPC)
      • SINARMAS Virtual Account
        • Step 1 - Init KJUR
        • Step 2 - Get Token
        • Step 3 - Create VA (DGPC)
      • CIMB SNAP Virtual Account
        • Step 1 - Init KJUR
        • Step 2 - Get Token
        • Step 3 - Create VA (DGPC)
    • Convenience Store
      • Alfa Group
        • Alfa - Generate Payment Code
      • Indomaret
        • Indomaret - Generate Payment Code
    • e-Wallet
      • OVO
        • One Time Payment
          • OVO - Payment
          • OVO - Void
        • Account Binding
          • Step 1 - Account Binding
          • Step 2 - Balance Inquiry
          • Step 3 - Payment
          • Additional - Refund
          • Additional - Account Unbinding
      • Shopee Pay
        • Shopee Pay - Create Order
    • Direct Debit
      • BRI Direct Debit
        • Register Card - Create Token
        • Register Card - Validate OTP
        • Register Card - Resend OTP
        • Get Card List
        • Payment - Create Payment
        • Payment - Validate OTP
        • Payment - Resend OTP
        • Payment - Create Recurring Payment
        • Delete Card
      • CIMB Snap Direct Debit
        • Get Token B2B
        • Account Binding
        • Get Token B2B2C
        • Payment
        • Verify OTP Payment
        • Refund
        • Account Unbinding
        • Verify OTP Unbinding
      • ALLO Snap Direct Debit
        • Step 1 - Account Binding
        • Step 2 - Balance Inquiry
        • Step 3 - Payment
        • Additional - Refund
        • Additional - Account Unbinding
      • BRI Snap Direct Debit
        • Get Token B2B
        • Card Binding
        • Verify OTP Binding
        • Get Token B2B2C
        • Payment
        • Verify OTP Payment
        • Refund
        • Card Unbinding
      • Mandiri Snap Direct Debit
        • Get Token B2B
        • Card Binding
        • Request OTP Binding
        • Verify OTP Binding
        • Get Token B2B2C
        • Payment
        • Request OTP Payment
        • Verify OTP Payment
        • Cancel
        • Card Unbinding
      • Dana Snap Direct Debit
        • Get Token B2B
        • Payment
        • Refund
      • ShopeePay Snap Direct Debit
        • Get Token B2B
        • Payment
        • Refund
    • PayLater
      • Generate Order
      • Cancellation
      • Refund
    • Kartu Kredit Indonesia
      • Get Token B2B
        POST
      • Binding Only
        POST
      • Payment AFP with Binding
        POST
      • Payment AFP
        POST
      • Payment with token
        POST
      • Payment without AFP
        POST
      • Refund
        POST
      • Unbinding
        POST
    • Online Refund
      POST
  • Payout API
  • Check Status API
    • Payment
      GET
  • Partner API
  • Biller API
  • Wallet Service API
  • Webhooks
    • Sub Account API
      • Money In
        • Accept Payment
      • Money Out
      • Balance
  • Use Case Guides
  • Error Handling
    • Error Codes Glossary
  • FAQ / Troubleshooting
  • Change Log
    • ID - Indonesia Version
  • Archive
    • Get Token B2B
    • Get Token B2B2C
    • Step 1 - Account Binding
    • Step 2 - Balance Inquiry
    • Step 3 - Payment
    • Additional - Refund
    • Additional - Account Unbinding
    • Get Token B2B
    • Get Token B2B2C
    • Account Binding
    • Balance Inquiry
    • Payment
    • Refund
    • Account Unbinding
  1. Kartu Kredit Indonesia

Payment AFP

POST
/direct-debit/core/v1/debit/payment-host-to-host

Request

Authorization
Provide your bearer token in the
Authorization
header when making requests to protected resources.
Example:
Authorization: Bearer ********************
Body Params application/json
partnerReferenceNo
string 
required
chargeToken
string 
required
otp
string 
required
amount
object 
required
value
string 
required
currency
string 
required
additionalInfo
object 
required
channel
string 
required
customer
object 
required
lineItems
array [object {3}] 
required
Example
{
    "partnerReferenceNo": "CPTS2110240001",
    "chargeToken": "9360011100202777889",
    "otp": "12345678",
    "amount": {
        "value": "10000.00",
        "currency": "IDR"
    },
    "additionalInfo": {
        "channel": "KARTU_KREDIT_INDONESIA",
        "customer": {
            "customerId": "merchantDoku",
            "customerName": "merchantDoku",
            "postalCode": 15222
        },
        "lineItems": [
            {
                "name": "T-Shirt Red",
                "price": "10000.00",
                "quantity": 1
            }
        ]
    }
}

Request samples

Shell
JavaScript
Java
Swift
Go
PHP
Python
HTTP
C
C#
Objective-C
Ruby
OCaml
Dart
R
Request Request Example
Shell
JavaScript
Java
Swift
curl --location --request POST '/direct-debit/core/v1/debit/payment-host-to-host' \
--header 'Content-Type: application/json' \
--data-raw '{
    "partnerReferenceNo": "CPTS2110240001",
    "chargeToken": "9360011100202777889",
    "otp": "12345678",
    "amount": {
        "value": "10000.00",
        "currency": "IDR"
    },
    "additionalInfo": {
        "channel": "KARTU_KREDIT_INDONESIA",
        "customer": {
            "customerId": "merchantDoku",
            "customerName": "merchantDoku",
            "postalCode": 15222
        },
        "lineItems": [
            {
                "name": "T-Shirt Red",
                "price": "10000.00",
                "quantity": 1
            }
        ]
    }
}'

Responses

🟢200Success
application/json
Body
object {0}
Example
{}
Modified at 2025-07-10 04:19:31
Previous
Payment AFP with Binding
Next
Payment with token
Built with