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ID - Indonesia
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  • GL - Global
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ID - Indonesia
  • ID - Indonesia
  • GL - Global
  1. Kartu Kredit Indonesia
  • Introduction
  • Getting Started
    • Create Account
    • Authentication & API Keys
    • Make your first API call
    • Postman Collection
  • Checkout API
    • Build a Checkout Page
      • Checkout Page
      • Initiate Payment
  • Direct API
    • Cards
      • Payment Form
        • Step 1 - Generate Payment Page
      • Host-to-host Payment
    • Bank Transfer
      • BCA Virtual Account
        • DOKU Generate Payment Code
          • Step 1 - Get Token
          • Step 2 - Create VA (DGPC)
          • Additional - Payment Notification
          • Additional - Delete Payment Code
          • Additional - Update Payment Code
        • Merchant Generate Payment Code
          • Step 1 - Get Token
          • Step 2 - Create VA (MGPC)
          • Additional - Payment Notification
          • Additional - Delete Payment Code
          • Additional - Update Payment Code
        • Direct Inquiry
          • Inquiry Payment
          • Additional - Payment Notification
          • Additional - Delete Payment Code
          • Additional - Update Payment Code
      • BNC Virtual Account
        • Merchant Generated Payment Code
          • Step 2 - Create VA (DGPC)
        • DOKU Generated Payment Code
          • Step 1 - Get Token
          • Step 2 - Create VA (DGPC)
        • Direct Inquiry
          • Step 1 - Get Token
          • Step 2 - Create VA (DGPC)
      • BNI Virtual Account
        • Merchant Generated Payment Code
          • Step 1 - Get Token
          • Step 2 - Create VA (DGPC)
        • DOKU Generated Payment Code
          • Step 1 - Get Token
          • Step 2 - Create VA (DGPC)
        • Direct Inquiry
          • Step 1 - Get Token
          • Step 2 - Create VA (DGPC)
      • BRI Virtual Account
        • Step 1 - Init KJUR
        • Step 2 - Get Token
        • Step 3 - Create VA (DGPC)
      • BSI Virtual Account
        • Step 1 - Init KJUR
        • Step 2 - Get Token
        • Step 3 - Create VA (DGPC)
      • BTN Virtual Account
        • Step 1 - Init KJUR
        • Step 2 - Get Token
        • Step 3 - Create VA (DGPC)
      • DANAMON Virtual Account
        • Step 1 - Init KJUR
        • Step 2 - Get Token
        • Step 3 - Create VA (DGPC)
      • MANDIRI Virtual Account
        • Merchant Generated Payment Code
          • Step 1 - Get Token
          • Step 2 - Create VA (DGPC)
        • DOKU Generated Payment Code
        • Direct Inquiry
      • MAYBANK Virtual Account
        • Step 1 - Init KJUR
        • Step 2 - Get Token
        • Step 3 - Create VA (DGPC)
      • PERMATA Virtual Account
        • Step 1 - Init KJUR
        • Step 2 - Get Token
        • Step 3 - Create VA (DGPC)
      • SINARMAS Virtual Account
        • Step 1 - Init KJUR
        • Step 2 - Get Token
        • Step 3 - Create VA (DGPC)
      • CIMB SNAP Virtual Account
        • Step 1 - Init KJUR
        • Step 2 - Get Token
        • Step 3 - Create VA (DGPC)
    • Convenience Store
      • Alfa Group
        • Alfa - Generate Payment Code
      • Indomaret
        • Indomaret - Generate Payment Code
    • e-Wallet
      • OVO
        • One Time Payment
          • OVO - Payment
          • OVO - Void
        • Account Binding
          • Step 1 - Account Binding
          • Step 2 - Balance Inquiry
          • Step 3 - Payment
          • Additional - Refund
          • Additional - Account Unbinding
      • Shopee Pay
        • Shopee Pay - Create Order
    • Direct Debit
      • BRI Direct Debit
        • Register Card - Create Token
        • Register Card - Validate OTP
        • Register Card - Resend OTP
        • Get Card List
        • Payment - Create Payment
        • Payment - Validate OTP
        • Payment - Resend OTP
        • Payment - Create Recurring Payment
        • Delete Card
      • CIMB Snap Direct Debit
        • Get Token B2B
        • Account Binding
        • Get Token B2B2C
        • Payment
        • Verify OTP Payment
        • Refund
        • Account Unbinding
        • Verify OTP Unbinding
      • ALLO Snap Direct Debit
        • Step 1 - Account Binding
        • Step 2 - Balance Inquiry
        • Step 3 - Payment
        • Additional - Refund
        • Additional - Account Unbinding
      • BRI Snap Direct Debit
        • Get Token B2B
        • Card Binding
        • Verify OTP Binding
        • Get Token B2B2C
        • Payment
        • Verify OTP Payment
        • Refund
        • Card Unbinding
      • Mandiri Snap Direct Debit
        • Get Token B2B
        • Card Binding
        • Request OTP Binding
        • Verify OTP Binding
        • Get Token B2B2C
        • Payment
        • Request OTP Payment
        • Verify OTP Payment
        • Cancel
        • Card Unbinding
      • Dana Snap Direct Debit
        • Get Token B2B
        • Payment
        • Refund
      • ShopeePay Snap Direct Debit
        • Get Token B2B
        • Payment
        • Refund
    • PayLater
      • Generate Order
      • Cancellation
      • Refund
    • Kartu Kredit Indonesia
      • Get Token B2B
        POST
      • Binding Only
        POST
      • Payment AFP with Binding
        POST
      • Payment AFP
        POST
      • Payment with token
        POST
      • Payment without AFP
        POST
      • Refund
        POST
      • Unbinding
        POST
    • Online Refund
      POST
  • Payout API
  • Check Status API
    • Payment
      GET
  • Partner API
  • Biller API
  • Wallet Service API
  • Webhooks
    • Sub Account API
      • Money In
        • Accept Payment
      • Money Out
      • Balance
  • Use Case Guides
  • Error Handling
    • Error Codes Glossary
  • FAQ / Troubleshooting
  • Change Log
    • ID - Indonesia Version
  • Archive
    • Get Token B2B
    • Get Token B2B2C
    • Step 1 - Account Binding
    • Step 2 - Balance Inquiry
    • Step 3 - Payment
    • Additional - Refund
    • Additional - Account Unbinding
    • Get Token B2B
    • Get Token B2B2C
    • Account Binding
    • Balance Inquiry
    • Payment
    • Refund
    • Account Unbinding
  1. Kartu Kredit Indonesia

Payment with token

POST
/direct-debit/core/v1/debit/payment-host-to-host

Request

Authorization
Provide your bearer token in the
Authorization
header when making requests to protected resources.
Example:
Authorization: Bearer ********************
Body Params application/json
partnerReferenceNo
string 
required
bankCardToken
string 
required
amount
object 
required
value
string 
required
currency
string 
required
additionalInfo
object 
required
channel
string 
required
deviceId
string 
required
originalRequestId
string 
required
account
object 
required
lineItems
array [object {3}] 
required
Example
{
    "partnerReferenceNo": "SNAP2810020001",
    "bankCardToken": "4e4ceb98729003ba38a362e7a415b3c7",
    "amount": {
        "value": "10000.00",
        "currency": "IDR"
    },
    "additionalInfo": {
        "channel": "KARTU_KREDIT_INDONESIA",
        "deviceId": "Macintosh",
        "originalRequestId": "merchantRequestId",
        "account": {
            "accountName": "http://doku.com/",
            "accountNo": "http://doku.com/"
        },
        "lineItems": [
            {
                "name": "T-Shirt Red",
                "price": "10000.00",
                "quantity": 1
            }
        ]
    }
}

Request samples

Shell
JavaScript
Java
Swift
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PHP
Python
HTTP
C
C#
Objective-C
Ruby
OCaml
Dart
R
Request Request Example
Shell
JavaScript
Java
Swift
curl --location --request POST '/direct-debit/core/v1/debit/payment-host-to-host' \
--header 'Content-Type: application/json' \
--data-raw '{
    "partnerReferenceNo": "SNAP2810020001",
    "bankCardToken": "4e4ceb98729003ba38a362e7a415b3c7",
    "amount": {
        "value": "10000.00",
        "currency": "IDR"
    },
    "additionalInfo": {
        "channel": "KARTU_KREDIT_INDONESIA",
        "deviceId": "Macintosh",
        "originalRequestId": "merchantRequestId",
        "account": {
            "accountName": "http://doku.com/",
            "accountNo": "http://doku.com/"
        },
        "lineItems": [
            {
                "name": "T-Shirt Red",
                "price": "10000.00",
                "quantity": 1
            }
        ]
    }
}'

Responses

🟢200Success
application/json
Body
object {0}
Example
{}
Modified at 2025-07-10 04:19:31
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Payment AFP
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Payment without AFP
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