Virtual Account#
DOKU provides various payment channels. One of the most used by our merchants is Virtual Account. By using this payment channels, your customer can pay their order through bank transfer and DOKU will notify you once the payment is completed by your customer. DOKU has partnered with various banks to help you provide many payment options for your customers.Features for Virtual Account#
Virtual Account Number ComponentVirtual Account number which is displayed to customer, contains two parts.
The first part is the company code (BIN) and the second part is unique VA Number.
There are 2 types of general features that can be used with Virtual Accounts :1.
Register : The VA number will be registered to DOKU and Acquirer will inquiry to our side when the customer make payment at the acquirer channel (ATM, mobile banking, internet banking, etc.)
| Feature Type | Description |
|---|
| DOKU Generated Payment Code ( DGPC ) | Merchants don’t need to generate payment code, just need to request from DOKU and DOKU will send a unique payment code. Component VA Number : BIN and Unique VA Number. Suitable for e-commerce business model. |
| Merchant Generated Payment Code ( MGPC ) | Merchants can generate payment codes with their own rules, and send the code to DOKU and customers will use it for payment. Component VA Number : BIN and Unique VA Number. Suitable for top up business model. |
2.
Direct Inquiry ( DIPC ) : The VA number is registered on merchant side and DOKU will forward Acquirer inquiry request to merchant side when the customer make payment at the acquirer channel (ATM, mobile banking, internet banking, etc.). Component VA Number : BIN and Unique VA Number.
ONE TRANSACTION CAN'T USE 2 OR 3 FEATURES AT THE SAME TIME.By default, DOKU will register your business with Doku Generate Payment Code feature which means BIN for VA will be generated by DOKU side. But there is no limit for you to be able to use 2 features at the same time. What it can't do is that 1 transaction uses 2 features at the same time.
If you want to use MGPC or DIPC, then please contact the care team to get a BIN as a component for the VA Number.
